Since 1949, the team at Tilghman Insurance Agency (TIA) has been providing residents and businesses with quality insurance solutions. Our comprehensive personal and commercial insurance services are teamed with unparalleled customer service and intricate knowledge of the Grand Strand.

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Personal Insurance


At Tilghman Insurance Agency, we are committed to providing our clients with a variety of personal insurance coverage options. Our agents work directly with clients to determine their insurance coverage needs. Get in touch with our knowledgeable team today to discuss insurance solutions.

Golf Carts

Whether your golf cart is street legal or off road, golf cart insurance will protect you and your vehicle.


Auto insurance covers the insured for personal liability, physical damage, medical expenses, uninsured and underinsured motorist protection in case of an accident. No matter if it is a personal auto, RV, motorhome, travel trailer or camper - TIA has the companies to service your needs.

Personal Articles

This is used to protect certain personal property, including jewelry, fine arts, silverware and firearms.


Watercraft insurance provides coverage for individuals who own and operate a personal watercraft. TIA has companies that cover any type of watercraft, including yachts and fishing boats.


This is designed to give one added liability protection above and beyond the limits of homeowners, auto and personal watercraft policies.


Condo owner's insurance will cover the unit owner for contents, additions and alterations coverage for the interior of the condo unit.

Life Insurance

No matter the type of life insurance you are interested in, TIA has competitive rates for term, whole life and universal life policies.

Rental Homes

Landlord insurance covers a property owner from financial losses connected with rental properties. TIA can write properties in LLC's or Corp names, as well as long term and short term rentals.

  • General
  • Golf Carts
  • Auto
  • Personal Articles
  • Boat
  • Umbrellas
  • Condos
  • Life Insurance
  • Rental Homes



Tilghman Insurance Agency is dedicated to providing commercial insurance coverage options that fit the needs of our clients. We understand the importance of protecting all aspects of commercial properties across the Grand Strand. Get in touch with our team to discuss commercial insurance solutions.


You need coverage for all your property and casualty exposures, not just some. This single package covers your buildings and business personal property, as well as liability imposed on you because of your premises, operations, and products.


Homeowners Association coverage involves the condo and residential associations. We work closely with property managers and HOA boards to suit their coverage needs.

Workers Comp

The Workers Compensation and Employers Liability Policy covers your statutory liability as an employer under state workers' compensation laws.

General Liability

You do not have any control over the ultimate cost of injuries to a person injured because of your operations, products, or services.


Extension of excess liability coverage for businesses.

Commercial Auto

This provides auto liability coverage for legal obligations that arise from an accident, including lawsuits and their related costs.

Special Events

You never know what can go wrong. Events liability insurance can protect event holders, vendors, and exhibitors from huge legal expenses and judgments.

E & O

This is an important insurance policy that all commercial businesses should have to protect against claims.

Liquor Liability

The insurance company agrees to pay amounts you become legally obligated to pay as damages because of a liquor-related injury.

Professional Liability

It seems that, with each passing year people are more claims conscious, resulting in a significant share of malpractice lawsuits against professionals.

Inland Marine

Even though basic or standard commercial property coverage forms and policies take care of most property insurance needs, gaps in coverage usually remain and losses can occur in situations where there is no coverage.

  • General
  • BOPS
  • HOA
  • Workers Comp
  • General Liability
  • Umbrellas
  • Commercial Auto
  • Special Events
  • E & O
  • Liquor Liability
  • Professional Liability
  • Inland Marine

Meet The Team

We have an uncompromising dedication to find our clients the best rates and coverage possible not just in the first year, but year after year.

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